WealthBuilder Receivables Program
Traditionally, selling or factoring receivables is undertaken for cash flow purposes. WealthBuilderTM is a cash flow deferral strategy for those who already have excess cash flow and who are currently investing some of this excess cash flow in the market.
A UNIQUE METHOD TO SELL RECEIVABLES
WealthBuilderTM is a cash flow deferral strategy permitting taxes on the sale of qualifying receivables to be deferred for up to 30 years. This allows 100% of the pre-tax proceeds from the sale of the receivables to earn a market rate of return.
Defer tax on the sale proceeds of the receivables for up to 30 years
Self-direct 100% of the pre-tax value in a Measuring Index to earn a market rate of return. Participate in the benefits of tax deferred compounded growth (similar to an IRA or 401(k), without the restrictions)
Receive a payment guarantee from a major financial institutions
The payment schedule can be customized to meet individual financial needs and objectives of the seller.
Traditionally, the owner of a receivable has two choices, both of which are result in current cash flow and are taxable:
1) Factor the receivables for cash or;
2) Collect the receivables
WealthBuilderTM provides a third choice: Factor the receivables for an Installment Obligation.
A WealthBuilderTM transaction is simply a Self-Directed, Institutionally Guaranteed Installment Sale. Rather than selling the receivables for cash, the owner will sell the receivables for an Installment Obligation. The flexible WealthBuilderTM Obligation has a self-directed, variable rate of return and is backed by a stand-by letter of credit or corporate guarantee issued by a major financial institution.
| Article Highlights || |
|A Unique Way To Sell Receivables|
|Self-direct 100% Of The Pre-tax Value |
|Defer Tax On The Sale Proceeds Of The Receivables For Up To 30 years|
|Simple And Secure Transaction|
|Rather than selling the receivables for cash, the owner will sell the receivables for an Installment Note.|